Refundable Critical Illness Insurance Plan| Wealth Management| Critical Illness Insurance

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Refundable Critical Illness Insurance Plan

Living well, whatever life brings

We all have our own definition of what it means to live well – whether it’s forging a satisfying career, travelling around the world, or simply making the most of each relaxing moment. Good health is the key to enjoying life, but what happens when life throws serious health challenges at you? Even if you hold health insurance, having a trusted, reliable backup focused on critical illnesses can make all the difference for living well when sickness strikes.

In Hong Kong, the illnesses most likely to affect us are cancer, heart disease and stroke, which are amongst the top 5 death causes in the population^[i]. Globally, cardiovascular disease and cancer rank the top of the world’s biggest causes of deaths^{[ii],[ iii]}. It makes good sense to protect yourself in the face of health threats.

_{The content of this website does not form part of the policy and does not contain full terms of the policy. The full terms can be found in the policy document. CareMore Refundable Critical Illness Insurance Plan is underwritten by Heng An Standard Life (Asia) Limited. This product is a standalone individual policy which is not required to bundle with other type(s) of insurance product at purchase.}

Critical Illness Benefit

Carcinoma-in-situ /Early Stage Cancer Benefit

Death Benefit

Refund of Premium Benefit

Simplified Underwriting

Limited Premium Payment Term

Issue Age

Insured:
15 days to age 60

Owner:
Age 18 or above

Sum Insured

a. HKD 250,000 /
USD 31,250

b. HKD 500,000 /
USD 62,500

c. HKD 750,000 /
USD 93,750

d. HKD 1,000,000 /
USD 125,000

Policy Maturity

20 years

Premium Payment Term

a. 5 years

b. 10 years

Benefit Option 1

- Cancer
- Heart Attack
- Stroke
- Carcinoma in-situ / Early Stage Cancer

Benefit Option 2

- Specific Cancer
- Heart attack
- Stroke
- Carcinoma in-situ / Early Stage Cancer

Benefit Option 3

- Cancer
- Carcinoma in-situ / Early Stage Cancer

Benefit Option 4

- Specific Cancer
- Carcinoma in-situ / Early Stage Cancer

The following case studies are designed to help you understand how "CareMore - Refundable Critical Illness Insurance Plan" can give you the back-up you need in different circumstances: